• G53 Financial Literacy and Personal
    Finance Network Conference 2025

    Mannheim, Germany | November 18-19, 2025

At this conference, researchers from around the world gather to connect, collaborate, and exchange groundbreaking ideas.

During the event, participants will dive into cutting-edge research on financial literacy and personal finance, with the ultimate objective of promoting financial well-being.

The Mannheim Institute for Financial Education (MIFE) is kindly hosting the event at ZEW Mannheim. The conference is co-organized by the G53 Financial Literacy and Personal Finance Research Network and the University of Kaiserslautern-Landau (RPTU). Sponsorship of the event is through the generosity of Joachim Herz Stiftung.

View the detailed 2025 Program

Sponsors

Day 1

Welcome Remarks

Tabea Bucher-Koenen (University of Mannheim and ZEW)
Carmela Aprea (University of Mannheim and ZEW)
Tim Kaiser (RPTU Kaiserslautern-Landau)
Alessia Sconti (University of Bergamo & Bocconi University)

Session 1

Session Chair: Tabea Bucher-Koenen (University of Mannheim and ZEW)

Inflation Literacy, Inflation Expectations and Adjustments in Saving and Consumption Behavior of German Households
Lora Pavlova (ZEW Mannheim)
Discussant: Justus Meyer (European Central Bank & University of Glasgow)

Understanding Consumer Demand for “Buy Now, Pay Later”
Daniel Mangrum (Federal Reserve Bank of New York)
Discussant: Marius Cziriak (ZEW Mannheim)

Session 2

Session Chair: Carmela Aprea (University of Mannheim and ZEW)

Changing Pension Landscape: Heterogeneous Effects by Gender
Maya Haran Rosen (Bank of Israel)
Discussant: Anna Lo Prete (University of Turin)

Financial Literacy in the Digital Environment: The Case of Cryptocurrencies
Panu Kalmi (University of Vaasa)
Discussant: Tobias Wekhof (ETH Zurich)

Session 3

Session Chair: Rob Alessie (University of Groningen)

How do Rising Temperatures Affect Inflation Expectations?
Maarten Van Rooij (Dutch Central Bank)
Discussant: Olga Balakina (Goethe University Frankfurt)

Investment Criteria of Mutual Fund Investors: How Financial Literacy Shapes Investment Choices
Kenneth De Beckker (Open Universiteit & KU Leuven)
Discussant: Noemi Oggero (University of Turin)

Session 4

Session Chair: Francesco Saita (Bocconi University)

Determinants and Life-Cycle Effects of Survival Ambiguity
Irina Gemmo (HEC Montréal)
Discussant: Margarita Machelett (Bank of Spain)

Measuring Financial Literacy with the P-Fin Index
Luis Oberrauch (RPTU Kaiserslautern-Landau)
Discussant: Ronja Baginski (University of Mannheim)

Keynote Speech

The Importance of Financial Literacy: Evidence from a Personal Finance Approach
Annamaria Lusardi (SIEPR and Stanford GSB)

Day 2

Session 5

Session Chair: Tim Kaiser (RPTU Kaiserslautern-Landau)

Financial Education at Scale: Experimental Evidence on a National Information Campaign
Alessia Sconti (University of Bergamo & Bocconi University)
Discussant: Leah Zimmerer (ZEW Mannheim)

Rethinking the Stock Market Participation Puzzle: A Qualitative Approach
Christine Laudenbach (Goethe University Frankfurt)
Discussant: Laura Bottazzi (University of Bologna & Bocconi University)

Session 6

Session Chair: Alessia Sconti (University of Bergamo & Bocconi University)

Set it and Forget it: Engineering Saving Habits with FinTech
Alberto Rossi (Georgetown University)
Discussant: Tim Kaiser (RPTU Kaiserslautern-Landau)

The Impact of AI-Enhanced Personal Finance Education: A Field Experiment
Hakan Özyılmaz (Stanford University)
Discussant: Maya Haran Rosen (Bank of Israel)